Officer - Credit Administration

About the role  We are looking for a candidate who is accountable and attentive to detail, ideally possessing at least 1 year of experience in the banking, financial or accounting sector. As part of this position, you will assist the credit team with credit monitoring, control and documentation tasks.  What you need to do  Credit Post Drawdown Monitoring: Conduct ongoing monitoring of clients’ credit positions post-drawdown.  Watermark Monitoring: Implement and manage watermark monitoring processes to detect and prevent fraudulent activities, identify potential delinquency client.  Document Verification: Review and verify clients’ documents to ensure strict compliance with credit approval terms.  Compliance: Ensure all activities comply with regulatory requirements and internal policies.  Reporting: Prepare and present regular reports on credit monitoring activities, findings and follow-up recommendation.  Collaboration: Work closely with the sales and credit underwriting teams to improve credit positions.  Ad-hoc: Perform any credit-related ad-hoc projects or tasks.  Requirements What you need to have  Degree holder, preferably in finance, accounting or other business-related fields.  At least 1 year of experience in bank corporate, accounting firm or financial industry preferably in monitoring, administration and documentation.  Proficient in using Excel, eg. Pivot table, Vlookup and filter function.  Proficiency in both Chinese and English. Putonghua speaking is required.  Open to travel as needed. 

58 Daojia sincerely invites you to join. To provide you with better service, we hope you can spare a precious minute to fill out the questionnaire below, so we can better understand your needs. Author: Duan Xiaocao Link: https://www.zhihu.com/question/1936601885311239615/answer/1936983438256244569 Source: Zhihu Copyright belongs to the author. For commercial use, please contact the author for authorization; for non-commercial use, please credit the source. Review: GPT-5 returns to the top, but it is not the AGI everyone expected. The most important points first: 1. Accessibility: The barrier to cutting-edge intelligence has been lowered again. All users can access GPT-5, and even free users can experience it to a limited extent (beyond the limit, it will downgrade to GPT-5-mini). Sam Altman has fulfilled his promise from February, lowering the barrier to experiencing cutting-edge intelligence—this deserves respect. The rumor circulating yesterday that GPT-5 would cost $200 has been confirmed as fake news. 2. Pricing: Lower than previous GPT/o generations, closely competing with Gemini 2.5 Offers three API variants: GPT-5, mini, and nano (gpt-5-pro has no API), priced as follows: GPT-5: $1.25 per million input tokens, $10 per million output tokens GPT-5 Mini: $0.25 per million input tokens, $2.00 per million output tokens GPT-5 Nano: $0.05 per million input tokens, $0.40 per million output tokens Frankly, this pricing is highly competitive—lower than GPT-4.1/GPT-4o, on par with Gemini 2.5, lower than Claude Sonnet 4, and far below Claude Opus 4. This means that GPT-5, while matching Gemini 2.5 in price, shifts the current model's "Pareto frontier" upward. 3. Performance: Returns to SOTA, but without "epoch-making" advantages On LMArena, GPT-5 achieved first place in all categories and overall rankings: GPT-5 reclaimed the top spot from Gemini 2.5 Pro: However, the lead isn't large enough—Gemini 3! Gemini 3! Gemini 3! Moreover, GPT-5’s core this time is fusion and built-in routing, with internal model relationships as shown in the diagram: 4. Revealing the true identity of previously anonymous models The "summit" on LMArena is GPT-5 "Horizon" on OpenRouter is part of the GPT-5 family (though it's still unclear whether it's GPT-5 or mini) Practical testing. Not yet available in ChatGPT, currently conducting side-by-side tests on LMArena (vs Gemini 2.5 Pro). Generate an SVG of a pelican riding a bicycle GPT-5 (essentially consistent with the previous Horizon test, arguably the best among current models): Gemini 2.5 Pro (seems a bit too fat): Draw a Pikachu playing basketball GPT-5 (features mostly accurate): Gemini 2.5 Pro (expressive, but...): Code generation capability. On https://gpt-examples.com/, there are many official prompts and programming examples: Take one prompt at random and compare with Claude. This is GPT-5's example: This is Claude Sonnet 4's result: All necessary features are present, though the blue-purple gradient clearly indicates Claude; GPT-5's page elements might be more appealing: API. In addition to showcasing example prompts and outputs as above, making it easy for users to copy and test directly, OpenAI has specifically written documentation for using GPT-5. Variants and best use cases: gpt-5: Complex reasoning, broad world knowledge, and code-intensive or multi-step agent tasks gpt-5-mini: Cost-optimized inference and chat; balances speed, cost, and capability gpt-5-nano: High-throughput tasks, especially simple instruction following or classification New features and parameters in the API: The reasoning.effort parameter controls the number of reasoning tokens generated by the model before producing a response. Early reasoning models like o3 only supported low, medium, and high: - low prioritizes response speed and fewer tokens - high emphasizes more comprehensive reasoning The new minimal setting generates very few reasoning tokens in scenarios requiring the fastest time-to-first-token. Compared to generating none, allowing the model to produce minimal tokens when necessary typically results in better performance. Default is medium. from openai import OpenAI client = OpenAI() response = client.responses.create( model="gpt-5", input="How much gold would it take to coat the Statue of Liberty in a 1mm layer?", reasoning={ "effort": "minimal" } ) print(response) ARC-AGI-2 released GPT-5's results, which did not surpass Grok 4's score, ranking second: Today's live demo had multiple issues: two diagrams were incorrect (the published blog is fine, but the presentation wasn't reviewed—very unprofessional), and one demo case was criticized for violating physical laws. First error: Correct diagram: Second error (left: 50 < 47.4): Correct diagram: Third error, regarding the airplane wing lift demo: In summary: GPT-5's overall capability is indeed currently the strongest, and considering accessibility and cost-effectiveness, it can be said to be the most usable model today, but the extent of its advantage is not overwhelmingly large. However, it lost to Grok 4 on ARC-AGI-2, and its coding ability may not consistently beat Claude 4; writing style also depends heavily on personal user preference (for example, I personally prefer the earlier Grok 3 and current Gemini 2.5 Pro, and haven't used ChatGPT as my primary tool for about three months). Regardless, GPT-5 has finally been released. I feel somewhat let down—it's not as groundbreaking as imagined, more like a model that integrates GPT-4o and o3, reduces hallucinations, updates the dataset, and catches up to the current leading-tier capabilities. Of course, since it's just launched, we need to use it more, compare more, and observe community feedback to truly determine how good GPT-5 really is. Edited on 2025-08-08 09:49

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Apple device preferential policy: 1. Need to use the most common Apple devices with the most commonly used ID. 2. The more you spend recently, the better. 3. Cannot change country or region recently, etc. About 10 minutes per day, earn thousands of dollars easily.

Key Responsibilities Conduct in-depth analysis of global debt capital markets, including Investment grade, high-yield bonds, convertible bonds, sovereign debt and bank capital notes (region coverage include Asia, US and Europe). Evaluate credit quality and capital structure of companies undergoing M&A, refinancing, rating changes, or restructuring. Identify and assess long/short investment opportunities across sectors and regions. Perform bottom-up financial modelling and scenario analysis to evaluate investment risks and returns. Monitor economic indicators, market trends, and regulatory updates relevant to credit markets and investment themes. Prepare and present investment memos, meeting notes, and risk assessments to Portfolio Manager.  Maintain strong communication with external stakeholders, including rating agencies, legal advisors, sales, traders, syndicates, investments bankers and restructuring consultants. Requirements Bachelor’s degree in Finance, Economics, Business, or a related field. Advanced degrees or professional designations (e.g., CFA, CAIA) are a plus. 2–5 years of relevant experience in debt capital market, syndicate, credit research, or hedge funds focusing on debt markets and corporate events. Proficiency in financial modelling, valuation techniques, and debt recovery analysis. Ability to work diligently and as part of a team in a fast-paced environment Experience in refinancing, M&A, and restructuring scenarios is preferred. Advanced Microsoft skills; experience with Bloomberg or other financial tools is preferred. Fluent in English is required, if native would be a plus.

Salaries can reach HKD 80,000 to HKD 150,000. You can receive it within 3-5 days. Salary advances of thousands are available if needed.