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Join ManulifeMOVE2 for free and enjoy premium discounts\nAchieve the specified average daily step count to enjoy a premium discount of up to 10% upon renewal in the next membership year.\n\nFor more information, please add WeChat: Jason_hker","price":"HK$10","unit":"\\","currency":null,"company":null,"language":"en","online":1,"infoType":2,"biz":"services","postDate":"1758077795000","seoName":"voluntary-health-insurance-scheme","supplement":null,"author":null,"originalPrice":null,"soldCnt":null,"topSeller":null,"source":2,"cardType":null,"action":"https://hk.ok.com/en/city-hong-kong/cate-others187/voluntary-health-insurance-scheme-6375395738918711/","localIds":"1","cateId":null,"tid":null,"logParams":{"tid":"d1df7aed-2f02-43a6-bc44-c1b594ffc89c","sid":"7a8b2884-4c50-497c-a24b-af700e5c8885"},"attrParams":{},"addDate":1758077792101,"categoryName":"Others","postCode":null,"secondCateCode":"business","kycTag":null,"pictureUrls":null,"isFavorite":false},{"category":"49,723,2718","location":"香港","infoId":"6375395089369911","pictureUrl":"https://sgpic1.ok.com/post/image/0d93d09b-53e3-4ce0-b2e6-609439ed8c89.jpg","videos":null,"title":"Superior Lifetime Protection","content":"1. Lifetime Life Coverage\nProvides lifelong life coverage for the insured, ensuring your loved ones receive financial protection.\n2. Wealth Growth through Potential Long-term Returns\nOffers guaranteed cash value and non-guaranteed terminal bonuses1 to help enhance your potential returns.\n3. Terminal Bonus Locking Benefit – More Flexible Fund Access2,3\nOn the 15th policy anniversary or any subsequent policy anniversary, you may choose to lock in up to 50% of the terminal bonus.\n4. Various Premium Payment Term Options\nYou can choose to pay premiums in a single payment or over 5, 10, 20, or 25 years according to your needs.\n5. Inflation Protection Benefit – Help Keep Up with Rising Expenses4,5\nIf you choose a plan with a 10-year, 20-year, or 25-year premium payment term, you may opt for the Inflation Protection Benefit, which automatically increases the life coverage by 10% of the initial nominal amount each year for up to 10 consecutive years4,5.\n6. Additional Coverage – Extra Peace of Mind*\nYou may add extra coverage such as additional life, hospitalization, critical illness, or accident coverage by paying additional premiums.\n\nFor more information, please add WeChat: Jason_hker","price":"HK$10","unit":"\\","currency":null,"company":null,"language":"en","online":1,"infoType":2,"biz":"services","postDate":"1758077744000","seoName":"superior-lifetime-insurance","supplement":null,"author":null,"originalPrice":null,"soldCnt":null,"topSeller":null,"source":2,"cardType":null,"action":"https://hk.ok.com/en/city-hong-kong/cate-others187/superior-lifetime-insurance-6375395089369911/","localIds":"1","cateId":null,"tid":null,"logParams":{"tid":"99f7d477-c203-4cee-b3cc-059b19e1c35e","sid":"7a8b2884-4c50-497c-a24b-af700e5c8885"},"attrParams":{},"addDate":1758077741356,"categoryName":"Others","postCode":null,"secondCateCode":"business","kycTag":null,"pictureUrls":null,"isFavorite":false},{"category":"49,723,2718","location":"香港","infoId":"6368757469363411","pictureUrl":"https://sgpic4.ok.com/post/image/17a5fe0f-2c2b-4188-986b-322c6d0002de.jpg","videos":null,"title":"Prudential • Tomorrow's Promise Insurance","content":"Market Express 28th year Market Express delivers 6.5% total return rate, the highest in the market 15-year IRR 5%, market leading, 25-year IRR 6.35%, the highest in the market 4x return 25 years 41x principal, expected IRR 6.35%\n\nPlease consult WeChat","price":"HK$10","unit":"\\","currency":null,"company":null,"language":"en","online":1,"infoType":2,"biz":"services","postDate":"1758011397000","seoName":"prudential-insurance-for-tomorrow","supplement":null,"author":null,"originalPrice":null,"soldCnt":null,"topSeller":null,"source":2,"cardType":null,"action":"https://hk.ok.com/en/city-hong-kong/cate-others187/prudential-insurance-for-tomorrow-6368757469363411/","localIds":"1","cateId":null,"tid":null,"logParams":{"tid":"46c10a52-b32b-42c7-9cfb-bbfcdda4de25","sid":"7a8b2884-4c50-497c-a24b-af700e5c8885"},"attrParams":{},"addDate":1757559177293,"categoryName":"Others","postCode":null,"secondCateCode":"business","kycTag":null,"pictureUrls":null,"isFavorite":false},{"category":"49,723,2718","location":"香港","infoId":"6374472387712111","pictureUrl":"https://sgpic4.ok.com/post/image/ade06fb6-5106-430a-9188-2365b08958f4.jpg","videos":null,"title":"Manulife Health Protection Series","content":"\n1. Comprehensive Medical Coverage and Services\nIncluding room and board, surgery fees, physician visit fees, medical device fees, cancer treatment, etc.\n2. Multiple Cash Benefits\nYou enjoy various cash benefits as financial support, and the annual deductible (if applicable) remains unaffected.\n3. Hospitalization Expense Payment Service\nIf the insured has arranged for the hospitalization expense payment service prior to admission to a qualifying hospital, we will directly pay the relevant hospitalization and surgical expenses to the hospital¹.\n4. No-Claim Deductible Rebate Reward\nIf the policy meets a two-year “no-claim period”², a deductible rebate reward³ equal to 15% of the annual premium in the next policy year will be granted.\n5. Extensive Medical Network\nThe list of designated mainland China hospitals under this plan covers major cities, providing comprehensive medical network coverage for insured members.\n6. One-Time Reduction of Annual Deductible\nRegardless of health condition, upon reaching the specified age, you have the option to reduce your annual deductible once, helping you flexibly plan for retirement.\n7. Health Management Station⁴ to Help Maintain Good Health\nOne free health check-up is provided every two consecutive policy years⁵.\n8. Free Enrollment in ManulifeMOVE, Enjoy Premium Discounts\nAchieve the specified average daily step count to receive up to a 10% premium discount upon renewal in the next membership year.\n\nFor more information, please add WeChat: Jason_hker\n","price":"HK$10","unit":"\\","currency":null,"company":null,"language":"en","online":1,"infoType":2,"biz":"services","postDate":"1758005657000","seoName":"jin-ling-medical-insurance-series","supplement":null,"author":null,"originalPrice":null,"soldCnt":null,"topSeller":null,"source":2,"cardType":null,"action":"https://hk.ok.com/en/city-hong-kong/cate-others187/jin-ling-medical-insurance-series-6374472387712111/","localIds":"1","cateId":null,"tid":null,"logParams":{"tid":"3e7007ef-82f7-4637-91c9-3b4a50358001","sid":"7a8b2884-4c50-497c-a24b-af700e5c8885"},"attrParams":{},"addDate":1758005655289,"categoryName":"Others","postCode":null,"secondCateCode":"business","kycTag":null,"pictureUrls":null,"isFavorite":false},{"category":"49,723,2718","location":"香港","infoId":"6374462216665711","pictureUrl":"https://sgpic3.ok.com/post/image/3ed948ec-fb47-457c-aad2-e11ee6fcd74a.jpg","videos":null,"title":"Excellence Lifetime Protection","content":"Excellence Lifetime Protection\n1. Lifetime Life Coverage\nProvides lifelong life coverage for the insured, ensuring your loved ones receive financial protection.\n2. Enjoy Wealth Accumulation Through Potential Long-Term Returns\nOffers guaranteed cash value and non-guaranteed terminal bonuses1 to help enhance your potential returns.\n3. Terminal Bonus Lock-in Option for Greater Fund Flexibility2,3\nOn the 15th policy anniversary or on each subsequent policy anniversary, you may choose to lock in up to 50% of the terminal bonus.\n4. Flexible Premium Payment Terms\nYou can choose to pay premiums in a single payment or over 5, 10, 20, or 25 years according to your needs.\n5. Inflation Protection Benefit to Help Keep Up with Rising Expenses4,5\nIf you choose a plan with a 10-, 20-, or 25-year premium payment term, you may opt for the Inflation Protection Benefit, which automatically increases the life coverage annually by 10% of the initial nominal amount for up to 10 consecutive years4,5.\n6. Additional Coverage for Extra Peace of Mind*\nYou can add extra coverage by paying additional premiums, such as supplementary life, hospitalization, critical illness, or accident coverage.\n\nFor more information, please add WeChat: Jason_hker","price":"HK$10","unit":"\\","currency":null,"company":null,"language":"en","online":1,"infoType":2,"biz":"services","postDate":"1758004863000","seoName":"you-yue-zhong-shen-bao","supplement":null,"author":null,"originalPrice":null,"soldCnt":null,"topSeller":null,"source":2,"cardType":null,"action":"https://hk.ok.com/en/city-hong-kong/cate-others187/you-yue-zhong-shen-bao-6374462216665711/","localIds":"1","cateId":null,"tid":null,"logParams":{"tid":"701e108b-f5fd-4272-8092-28866ed5b597","sid":"7a8b2884-4c50-497c-a24b-af700e5c8885"},"attrParams":{},"addDate":1758004860676,"categoryName":"Others","postCode":null,"secondCateCode":"business","kycTag":null,"pictureUrls":null,"isFavorite":false},{"category":"49,723,2718","location":"香港","infoId":"6374460846528211","pictureUrl":"https://sgpic2.ok.com/post/image/5c58e420-f3a5-4f21-a792-c016fa130d2c.jpg","videos":null,"title":"Cabernet Whole Life Insurance Plan 2","content":"Cabernet Whole Life Insurance Plan 2\n1. Guaranteed cash accumulation up to age 100 \nFrom the first policy anniversary until the insured reaches age 100, an annual guaranteed cash accumulation equivalent to 5% of the nominal amount is provided.\n2. Enhanced long-term savings potential\nNon-guaranteed terminal bonuses1 help enhance your potential returns.\n3. Greater financial flexibility\nCycling terminal bonus locking2,3 allows you more opportunities to capture growth potential and even create additional cash flow.\n4. Four premium payment term options\nYou may choose to pay premiums over 5, 8, 12 or 15 years, with premiums guaranteed unchanged throughout the premium payment period.\n5. Enhanced life coverage\nIf you select the plan with a 15-year premium payment term, you may opt for enhanced life coverage.\n\nFor more information, please add WeChat: Jason_hker\n","price":"HK$10","unit":"\\","currency":null,"company":null,"language":"en","online":1,"infoType":2,"biz":"services","postDate":"1758004756000","seoName":"cabernet-sauvignon-lifetime-life-insurance-plan-2","supplement":null,"author":null,"originalPrice":null,"soldCnt":null,"topSeller":null,"source":2,"cardType":null,"action":"https://hk.ok.com/en/city-hong-kong/cate-others187/cabernet-sauvignon-lifetime-life-insurance-plan-2-6374460846528211/","localIds":"1","cateId":null,"tid":null,"logParams":{"tid":"19d5b2c1-9dc4-4bd2-b50a-b1aadee3e3a7","sid":"7a8b2884-4c50-497c-a24b-af700e5c8885"},"attrParams":{},"addDate":1758004753634,"categoryName":"Others","postCode":null,"secondCateCode":"business","kycTag":null,"pictureUrls":null,"isFavorite":false},{"category":"49,723,2718","location":"香港","infoId":"6374456150515511","pictureUrl":"https://sgpic3.ok.com/post/image/7c791204-2c63-4474-bfe3-a5bce3c957e4.jpg","videos":null,"title":"Century Heritage Protection Plan","content":"Century Heritage Protection Plan\nGuaranteed Cash Reserve\nStarting from the first policy anniversary, an annual guaranteed cash reserve equivalent to 5% of the nominal amount will be received until:\nthe first insured person reaches age 100, regardless of survival status; or guaranteed cash reserves have been distributed for 100 years.\nNon-guaranteed terminal bonus1 is provided to help enhance potential returns.\nCycling terminal bonus lock-in2,3 limits offer more opportunities to capture appreciation potential and even create additional cash flow.\nYou may choose to pay premiums over 5, 8, 12 or 15 years, with premiums guaranteed unchanged during the premium payment period.\nYou may choose to exercise the policyholder change option4 to pass wealth on to beloved family members.\n\nFor more information, please add WeChat: Jason_hker","price":"HK$10","unit":"\\","currency":null,"company":null,"language":"en","online":1,"infoType":2,"biz":"services","postDate":"1758004389000","seoName":"century-heritage-protection-plan","supplement":null,"author":null,"originalPrice":null,"soldCnt":null,"topSeller":null,"source":2,"cardType":null,"action":"https://hk.ok.com/en/city-hong-kong/cate-others187/century-heritage-protection-plan-6374456150515511/","localIds":"1","cateId":null,"tid":null,"logParams":{"tid":"f26e7696-061f-49db-bbff-a6a5cba0576f","sid":"7a8b2884-4c50-497c-a24b-af700e5c8885"},"attrParams":{},"addDate":1758004386758,"categoryName":"Others","postCode":null,"secondCateCode":"business","kycTag":null,"pictureUrls":null,"isFavorite":false},{"category":"49,723,2718","location":"九龙","infoId":"6321205739507411","pictureUrl":"https://sgpic2.ok.com/post/image/2cebc97f-b113-42ac-a850-502b12b2ffb4.jpg","videos":null,"title":"【Global Profit Health Insurance】High returns, high flexibility","content":"【Global盈活】offers strong short, medium, and long-term returns, with a 30-year IRR of up to 6.5%, and flexible withdrawal options (including 566/567). Insurable for ages 0–80, coverage lasts until age 100! Premium payment is flexible: lump sum or 5-year installment, with 1-year or 5-year payment terms available.\n\nAccepts not only USD but also HKD. From the second year onward, you can switch among 9 currencies annually—flexible and convenient! \n1-year payment: expected payback in 5 years, with 16 years of coverage. \n5-year payment: expected payback in 7 years, with 18 years of coverage.\n\nStrong returns—payback as fast as 7 years with 5-year payment. Also features flexible withdrawals, option to designate a temporary policy manager, and multiple beneficiary choices for smoother wealth succession.\n\nIdeal for those planning to leave funds untouched for 30–40 years while seeking solid short-to-medium-term returns; suitable for stable withdrawal needs (e.g., education or retirement funding); ideal for those prioritizing wealth inheritance and liquidity.\n\nFor more details, feel free to message anytime—helping you make smart financial choices without detours! \nInvestment involves risks. Actual returns and coverage are subject to the official policy terms. 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