【Global盈活】offers strong short, medium, and long-term returns, with a 30-year IRR of up to 6.5%, and flexible withdrawal options (including 566/567). Insurable for ages 0–80, coverage lasts until age 100! Premium payment is flexible: lump sum or 5-year installment, with 1-year or 5-year payment terms available. Accepts not only USD but also HKD. From the second year onward, you can switch among 9 currencies annually—flexible and convenient! 1-year payment: expected payback in 5 years, with 16 years of coverage. 5-year payment: expected payback in 7 years, with 18 years of coverage. Strong returns—payback as fast as 7 years with 5-year payment. Also features flexible withdrawals, option to designate a temporary policy manager, and multiple beneficiary choices for smoother wealth succession. Ideal for those planning to leave funds untouched for 30–40 years while seeking solid short-to-medium-term returns; suitable for stable withdrawal needs (e.g., education or retirement funding); ideal for those prioritizing wealth inheritance and liquidity. For more details, feel free to message anytime—helping you make smart financial choices without detours! Investment involves risks. Actual returns and coverage are subject to the official policy terms. This product is underwritten by PICC.