1. Annual coverage limit HK$420,000 per policy year 2. Ward and meals HK$750 per day Up to 180 days per policy year 3. Miscellaneous expenses HK$14,000 per policy year 4. Specified non-surgical cancer treatments1 HK$80,000 per policy year 5. Surgeon's fees Per surgery, classified according to the surgical schedule: Complex: HK$50,000; Major: HK$25,000; Intermediate: HK$12,500; Minor: HK$5,000 Why choose Manulife Voluntary Health Insurance? 1. Healthy living discount ^ Enjoy up to 16% healthy living discount3,4 if no claims are made for at least 2 consecutive policy years ^ Not applicable to Manulife Enhanced VHIS Supplementary Plan 2. Free enrollment in ManulifeMOVE2 to enjoy premium discounts Achieve the specified average daily step count to enjoy up to 10% premium discount upon renewal in the next membership year. For more information, add WeChat: Jason_hker