Manulife Voluntary Health Insurance Scheme gives you the choice to visit private hospitals, select your own doctors, and avoid waiting. When illness strikes, you have faster and more medical options. 1. Coverage for pre-existing conditions unknown at the time of policy application Provides compensation for eligible medical expenses arising from pre-existing conditions unknown at the time of application1 2. Tax deduction Up to HK$8,000 tax deduction per insured person per year, with no cap on the number of insured persons! 3. Guaranteed renewability After the policy is in force, regardless of any changes in health, the standard plan is guaranteed renewable up to age 100, and the flexible plan offers lifelong guaranteed renewability Why choose Manulife Voluntary Health Insurance? 1. Healthy discount ^ Enjoy a healthy discount of up to 16%3,4 if no claims are made for at least two consecutive policy years ^ Not applicable to Manulife Advance VHIS Supplementary Plan 2. Join ManulifeMOVE2 for free and enjoy premium discounts Achieve the specified average daily step count to enjoy a premium discount of up to 10% upon renewal in the next membership year. For more information, please add WeChat: Jason_hker