Excellence Lifetime Protection 1. Lifetime Life Coverage Provides lifelong life coverage for the insured, ensuring your loved ones receive financial protection. 2. Enjoy Wealth Accumulation Through Potential Long-Term Returns Offers guaranteed cash value and non-guaranteed terminal bonuses1 to help enhance your potential returns. 3. Terminal Bonus Lock-in Option for Greater Fund Flexibility2,3 On the 15th policy anniversary or on each subsequent policy anniversary, you may choose to lock in up to 50% of the terminal bonus. 4. Flexible Premium Payment Terms You can choose to pay premiums in a single payment or over 5, 10, 20, or 25 years according to your needs. 5. Inflation Protection Benefit to Help Keep Up with Rising Expenses4,5 If you choose a plan with a 10-, 20-, or 25-year premium payment term, you may opt for the Inflation Protection Benefit, which automatically increases the life coverage annually by 10% of the initial nominal amount for up to 10 consecutive years4,5. 6. Additional Coverage for Extra Peace of Mind* You can add extra coverage by paying additional premiums, such as supplementary life, hospitalization, critical illness, or accident coverage. For more information, please add WeChat: Jason_hker