Manulife Health Protection Series

1. Comprehensive Medical Coverage and Services Including room and board, surgery fees, physician visit fees, medical device fees, cancer treatment, etc. 2. Multiple Cash Benefits You enjoy various cash benefits as financial support, and the annual deductible (if applicable) remains unaffected. 3. Hospitalization Expense Payment Service If the insured has arranged for the hospitalization expense payment service prior to admission to a qualifying hospital, we will directly pay the relevant hospitalization and surgical expenses to the hospital¹. 4. No-Claim Deductible Rebate Reward If the policy meets a two-year “no-claim period”², a deductible rebate reward³ equal to 15% of the annual premium in the next policy year will be granted. 5. Extensive Medical Network The list of designated mainland China hospitals under this plan covers major cities, providing comprehensive medical network coverage for insured members. 6. One-Time Reduction of Annual Deductible Regardless of health condition, upon reaching the specified age, you have the option to reduce your annual deductible once, helping you flexibly plan for retirement. 7. Health Management Station⁴ to Help Maintain Good Health One free health check-up is provided every two consecutive policy years⁵. 8. Free Enrollment in ManulifeMOVE, Enjoy Premium Discounts Achieve the specified average daily step count to receive up to a 10% premium discount upon renewal in the next membership year. For more information, please add WeChat: Jason_hker