1. Lifetime Life Coverage Provides lifelong life coverage for the insured, ensuring your loved ones receive financial protection. 2. Wealth Growth through Potential Long-term Returns Offers guaranteed cash value and non-guaranteed terminal bonuses1 to help enhance your potential returns. 3. Terminal Bonus Locking Benefit – More Flexible Fund Access2,3 On the 15th policy anniversary or any subsequent policy anniversary, you may choose to lock in up to 50% of the terminal bonus. 4. Various Premium Payment Term Options You can choose to pay premiums in a single payment or over 5, 10, 20, or 25 years according to your needs. 5. Inflation Protection Benefit – Help Keep Up with Rising Expenses4,5 If you choose a plan with a 10-year, 20-year, or 25-year premium payment term, you may opt for the Inflation Protection Benefit, which automatically increases the life coverage by 10% of the initial nominal amount each year for up to 10 consecutive years4,5. 6. Additional Coverage – Extra Peace of Mind* You may add extra coverage such as additional life, hospitalization, critical illness, or accident coverage by paying additional premiums. For more information, please add WeChat: Jason_hker