In addition to Manulife A-Plus VHIS Standard Plan, Manulife offers you a more comprehensive 'Manulife OneCare VHIS Flexi Plan' that provides additional coverage. This plan is a voluntary health insurance flexi plan recognized by the Department of Health of the Hong Kong Special Administrative Region Government and guarantees lifelong renewability. Besides thoughtful coverage, this plan offers different plan levels and additional benefits such as isolation ward, inpatient companion allowance, outpatient kidney dialysis, post-discharge private nursing, and emergency outpatient care, allowing you to choose the suitable plan according to your personal needs. 1. Room and board: HK$2,500 per day, up to 180 days per policy year 2. Incidental expenses: HK$21,000 per policy year 3. Surgeon's fees: Per surgery, categorized by surgical classification in the surgical schedule – Complex: HK$73,500; Major: HK$36,750; Intermediate: HK$18,375; Minor: HK$7,350 4. Specified non-surgical cancer treatments: HK$150,000 per policy year 5. Additional medical coverage: Up to age 75: HK$160,000 per policy year per sickness/injury; age 76 or above: HK$168,000 per policy year per sickness/injury; subject to 20% additional medical co-insurance For more information, please add WeChat: Jason_hker