Manulife Full Protection Voluntary Health Insurance Flexible Plan (Private Room)

In addition to the Manulife CareShield Voluntary Health Insurance Standard Plan, Manulife offers you the more comprehensive "Manulife Full Protection Voluntary Health Insurance Flexible Plan" providing additional coverage. This plan is a Voluntary Health Insurance Flexible Plan recognized by the Department of Health of the Hong Kong Special Administrative Region Government and guarantees lifelong renewability. Besides thoughtful coverage, this plan offers different plan levels and additional benefits such as isolation room, inpatient companion fees, outpatient renal dialysis, post-discharge private nursing, and emergency outpatient care, allowing you to select a suitable plan according to your personal needs. 1. Room and board: HK$4,500 per day, up to 180 days per policy year 2. Incidental expenses: HK$35,000 per policy year 3. Surgeon's fees: Per surgery, classified according to the surgical schedule – Complex: HK$105,000; Major: HK$52,500; Intermediate: HK$26,250; Minor: HK$10,500 4. Specified non-surgical cancer treatments: HK$225,000 per policy year 5. Additional medical coverage: Up to age 75: HK$250,000 per policy year per sickness/injury; age 76 or above: HK$262,500 per policy year per sickness/injury; subject to 20% additional medical co-insurance For more information, please add WeChat: Jason_hker